Terms of Use

By accessing or using mycarddeals.com, you agree to be bound by these Terms of Use. If you do not agree, please do not use this site. These terms govern your use of all pages, content, and features on mycarddeals.com.

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1. Use of the Website

You may use mycarddeals.com for your own personal, non-commercial purposes. You agree not to use this site to copy, distribute, reproduce, or create derivative works from our content without written permission; to scrape, crawl, or harvest data using automated tools; to introduce malware, viruses, or harmful code; or to attempt to gain unauthorized access to any part of our systems.

2. Accuracy of Information

We work hard to keep the credit card offers, earning rates, annual credits, and benefit information on this site accurate and current. Our team verifies data weekly against the official card issuer websites. However, credit card offers change frequently — terms, bonus categories, and credit amounts can be modified or discontinued by the issuer at any time without notice to us.

Always verify current offer terms directly with the card issuer before applying. The most accurate and up-to-date information is always available at the issuer’s official website (e.g., americanexpress.com). mycarddeals.com is not responsible for any inaccuracies arising from changes the issuer makes after our last verification date.

3. Not Financial or Legal Advice

The content on mycarddeals.com is provided for informational purposes only. Nothing on this site constitutes financial, investment, tax, or legal advice. We are not a licensed financial advisor, broker, or credit counselor. Any decision to apply for a credit card is yours alone and should be based on your personal financial situation.

Applying for a credit card may result in a hard inquiry on your credit report, which can temporarily affect your credit score. Approval is never guaranteed. Please review the card issuer’s terms, rates, and fees carefully before applying.

4. Affiliate Links & Compensation

Some links on this site are affiliate links. When you click an affiliate link and complete a credit card application, we may earn a commission from the issuer or their affiliate network. This compensation does not affect the price you pay or the terms of the card you apply for. For full details, see our Affiliate Disclosure.

5. Intellectual Property

All original content on mycarddeals.com — including text, layout, design, and code — is owned by mycarddeals.com and protected by copyright law. You may not reproduce, republish, or distribute our content without express written permission. Brief quotations with a direct link back to the source page are permitted under fair use.

All third-party trademarks referenced on this site — including “American Express,” “Amex,” and card product names — are the property of their respective owners. Their use on this site is for identification and informational purposes only and does not imply any affiliation or endorsement.

6. Limitation of Liability

mycarddeals.com is provided “as is” without warranties of any kind, either express or implied. To the fullest extent permitted by law, mycarddeals.com and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of — or inability to use — this site or any information found on it.

This includes, without limitation, damages arising from reliance on inaccurate offer information, a declined credit card application, changes to a card’s benefits, or any transaction made with a third-party card issuer.

7. External Links

This site contains links to third-party websites, including card issuer sites and affiliate networks. We are not responsible for the content, privacy practices, or accuracy of any external site. Linking to a third-party site does not constitute an endorsement of that site or its content.

8. Changes to These Terms

We reserve the right to update these Terms of Use at any time. Changes take effect when posted on this page with a revised “Last Updated” date. Continued use of the site after changes are posted constitutes your acceptance of the new terms.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the United States. Any disputes arising from your use of this site shall be subject to the exclusive jurisdiction of the applicable courts.

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