American Express Gold Card: Offers, Credits & Rewards 2026
Everything you need to know about the Amex Gold Card: $424 in annual credits, 4x dining & grocery points, and personalized Amex Offers at 100+ merchants. Updated August 2026.
GOLD CARD
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The Amex Gold card benefits center on four things: 4x Membership Rewards points at restaurants worldwide and US supermarkets, $424 in annual statement credits, a welcome bonus of up to 100,000 points, and access to Amex Offers. Together these Amex Gold benefits are worth well over $1,500 in the first year for cardholders who dine out or grocery shop regularly. Below, we break down every benefit: earning rates, credits, the welcome bonus, and how Membership Rewards points convert to real travel value.
Current Amex Gold Card Offers & Discounts
These are active Amex Offers available to Amex Gold cardholders. Offers are personalized; log into your account to see and activate yours. Updated weekly.
| Merchant | Offer | Category | Max Value | Status |
|---|---|---|---|---|
| Grubhub | $10 back per month ($120/year) | Dining | $120/yr | ✓ Active |
| The Cheesecake Factory | $10/month statement credit | Dining | $120/yr | ✓ Active |
| Five Guys | $10/month statement credit | Dining | $120/yr | ✓ Active |
| Dunkin’ | $7/month statement credit ($84/year) | Dining | $84/yr | ✓ Active |
| Resy Restaurants | $50 back semi-annually at US Resy restaurants | Dining | $100/yr | ✓ Active |
| CookUnity | 40% back, up to $60 | Dining | $60 | ✓ Active |
| Uber / Uber Eats | $10 Uber Cash monthly for rides & orders | Travel | $120/yr | ✓ Active |
| CLEAR+ | 50% back, up to $300 | Travel | $300 | ✓ Active |
| Uber One | Up to $96 back on membership | Travel | $96 | ✓ Active |
| Williams Sonoma | Spend $100+, earn $30 back | Shopping | $30 | ✓ Active |
| Wine Insiders | Spend $120+, earn $60 back | Shopping | $60 | ✓ Active |
| HBO Max | Spend $99+ on annual plan, earn $50 back | Entertainment | $50 | ✓ Active |
| Vivid Seats | Spend $400+, earn $60 back | Entertainment | $60 | ✓ Active |
* Amex Offers are personalized. Log in to americanexpress.com to see and activate your specific offers. Offers rotate monthly.
Amex Gold Card Earning Rates
Earn Membership Rewards points on every purchase, with accelerated rates in your biggest spending categories.
Amex Gold Rewards: What Are Your Points Worth?
Amex Gold rewards come in the form of American Express Membership Rewards points, one of the most flexible points currencies available. Every dollar spent earns at least 1x point, with 4x on dining and US supermarkets and 5x on prepaid hotels via Amex Travel. Membership Rewards points are typically worth 1.5 to 2 cents each when transferred to airline and hotel partners, making 4x dining and grocery spend an effective 6 to 8% return.
| Redemption method | Typical value per point |
|---|---|
| Airline transfer partners (Delta, Air France, British Airways) | 1.5–2.0¢ |
| Hotel transfer partners (Marriott, Hilton) | 0.5–1.0¢ |
| Pay with Points via Amex Travel | 1.0¢ |
| Statement credit | 0.6¢ |
Transferring points to airline partners is generally the highest-value redemption; statement credits and gift cards return the least value per point.
$424 in Annual Statement Credits
The Amex Gold card’s $325 annual fee is offset by $424 in annual credits: here’s every credit available in 2026. Not sure it fits you? See our full breakdown of whether the Amex Gold is worth the fee.
How to Activate Amex Offers on Your Gold Card
Activating Amex Offers takes less than 2 minutes. Here’s exactly how to do it.
Amex Gold Card Offers by Category
Compare Similar Premium Travel Cards
See how the Amex Gold stacks up against other top-tier travel rewards cards before you decide. See how the Amex Gold stacks up against other top-tier travel rewards cards before you decide. Weighing it against Chase’s mid-tier card? Read our Amex Gold vs Chase Sapphire Preferred comparison.
Frequently Asked Questions: Amex Gold Card
What are the Amex Gold benefits in 2026?
What is the annual fee for the Amex Gold card?
How do Amex Offers work on the Gold card?
What restaurants qualify for the Amex Gold dining credit?
Is the Amex Gold card worth it in 2026?
What is the Amex Gold welcome offer in 2026?
Ready to Unlock $424 in Annual Credits?
Apply for the American Express Gold Card today and check your personalized welcome offer: up to 100,000 Membership Rewards points after $8,000 spend in the first 6 months.
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