Affiliate Disclosure

mycarddeals.com is an independent, reader-focused resource. We are not owned by, affiliated with, or endorsed by American Express or any card issuer. This page explains how the site is funded, through advertising and, where applicable in the future, affiliate links, and how that funding does not influence what we write.

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1. How We Make Money

We do not charge readers anything. Today, the site is supported primarily by display advertising shown alongside our content. We do not currently earn affiliate commissions on card applications. The “Apply” links on our pages send you to the card issuer’s own official website, with no referral fee to us. We may add affiliate partnerships in the future, and if we do, the sections below explain how they will work and how they will be labeled.

2. We Are Independent

mycarddeals.com is an independent publisher. We are not affiliated with, sponsored by, or endorsed by American Express or any other card issuer. Card names, logos, and trademarks belong to their respective owners and are used only for identification and editorial purposes. Any opinions and ratings on this site are our own.

3. Affiliate Links (Where Applicable)

If and when we join affiliate or referral programs (for example, with issuers or networks such as CardRatings), applying through a link we have clearly labeled as an affiliate link may earn us a commission at no additional cost to you. In that case, the card’s fees, rates, welcome offer, and benefits remain identical to applying directly, and you never pay more for using our site. As of the “Last Updated” date above, we do not have active affiliate commissions in place, and this section describes how such links will work if we add them.

4. Editorial Independence

Advertising and any future commissions do not influence our ratings, rankings, or recommendations. We do not accept payment to feature a card more prominently or to rate it more favorably. Our ratings reflect our own analysis of annual fees, statement credits, earning rates, and real-world value.

We include honest “skip if” guidance on every card, we point out when a competing product is a better fit, and if a benefit is not worth the fee for most people, we tell you plainly.

5. Advertising and Display Ads

We may display third-party advertising on the site, including ads served through Google AdSense and similar networks. These ads are selected and served by the ad network, not by us. We do not control which specific advertisers or products appear, and the presence of an ad is not an endorsement. Advertising is kept separate from our editorial content and does not affect our reviews.

6. Accuracy of Card Details

Credit card fees, welcome offers, credits, and benefits change frequently. We update our content regularly and source figures from each issuer’s official pages, but the issuer’s website is always the final authority. Always confirm the current terms, rates, and offer on the issuer’s site before you apply. We are not responsible for changes an issuer makes after publication.

7. FTC Disclosure

This disclosure is provided in the spirit of the United States Federal Trade Commission’s guidelines (16 CFR Part 255) on endorsements and affiliate links. Should we establish any material connection with a card issuer or affiliate network in the future, we will disclose it here and label the relevant links on the site accordingly.

8. Changes to This Disclosure

We may update this disclosure as our monetization evolves, for example if we begin earning affiliate commissions. When we do, we will revise the “Last Updated” date at the top of this page.

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