Privacy Policy

Your privacy matters to us. This policy explains what information mycarddeals.com collects when you visit our site, how we use it, and what rights you have. We keep things simple — we are a content and comparison site, not a data company.

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1. Information We Collect

Information you provide: We do not currently have forms, account registration, or newsletter sign-ups that collect personal information. If this changes, we will update this policy and collect only what is necessary.

Information collected automatically: When you visit the site, standard web server logs and analytics tools may automatically record your IP address, browser type, operating system, referring URL, pages visited, and time spent on each page. This data is aggregated and used only to understand how visitors use the site.

2. Cookies & Tracking

We use cookies for the following purposes:

• Analytics cookies — We use Google Analytics to understand how visitors interact with the site (page views, session duration, traffic sources). This data is anonymized and aggregated.
• Affiliate tracking cookies — When you click an affiliate link, a cookie is placed by the affiliate network to track whether you complete an application. This is how we receive credit for referrals. These cookies are set by third parties, not by us.
• Functional cookies — Basic cookies used by WordPress to run the site correctly (session management, security). These are strictly necessary.

You can disable cookies in your browser settings at any time. Note that disabling cookies may affect the functionality of some parts of the site.

3. How We Use Your Information

We use the information collected to operate and improve the website, analyze traffic and user behavior in aggregate, troubleshoot technical issues, and ensure site security. We do not sell your personal information to any third party. We do not use your data for targeted advertising.

4. Third-Party Services

We use the following third-party services that may collect data independently:

• Google Analytics — Website traffic analytics. Google Privacy Policy
• American Express Affiliate Network — Tracks referral clicks and application completions for commission attribution.
• WordPress / Automattic — Our hosting and CMS platform. Automattic Privacy Policy

Each of these services operates under their own privacy policies. We encourage you to review them directly.

5. Your Rights

If you are in the EU or UK (GDPR): You have the right to access, correct, or delete any personal data we hold about you. You may also object to processing, request data portability, and withdraw consent at any time. Since we collect minimal personal data and do not operate email lists or user accounts, most requests will be straightforward to fulfill.

If you are in California (CCPA): You have the right to know what personal information we collect and how it is used, the right to delete your personal information, the right to opt out of the sale of your personal information (we do not sell it), and the right to non-discrimination for exercising these rights.

To exercise any of these rights, please contact us using the details at the bottom of this page.

6. Data Retention & Security

We retain server log data for a limited period for security and troubleshooting purposes, then delete it. Analytics data is retained in aggregated, anonymized form. We use HTTPS encryption across the entire site and follow standard security practices for our hosting environment.

7. Children’s Privacy

mycarddeals.com is intended for adults. We do not knowingly collect personal information from anyone under the age of 18. If you believe a minor has provided us with personal information, please contact us and we will promptly delete it.

8. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date at the top of this page. We encourage you to check this page periodically. Continued use of the site after any changes constitutes acceptance of the updated policy.

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