🍽️ Dining Offers

Amex Gold $120 Dining Credit: Every Restaurant That Qualifies (2026)

The Amex Gold dining credit is $10/month ($120/year) at 5 specific partners: Grubhub, The Cheesecake Factory, Five Guys, Buffalo Wild Wings, and Wonder. Plus a separate $100 Resy credit and 4x points at every restaurant worldwide. Here are all active Amex Gold dining offers for 2026.

$120

Annual Dining Credit

$100

Resy Credit

Points at Restaurants

Active Offers

mycarddeals Editorial Team

Credit Card Offers Specialists

Last Updated: August 2026 Verified: americanexpress.com Active Offers: 12+

The Amex Gold dining credit gives you $120/year, automatically applied as $10 monthly statement credits, at 5 specific qualifying merchants: Grubhub, The Cheesecake Factory, Five Guys, Buffalo Wild Wings, and Wonder. No activation required, no minimum spend, and it stacks on top of the 4x Membership Rewards points you earn at every restaurant worldwide. Combined with the separate $100 Resy credit, the Amex Gold card delivers up to $220/year in confirmed dining value before you order a single dish.

Amex Gold Dining Credit 2026: Which Restaurants Qualify?

📋 Quick Answer

The Amex Gold dining credit is $10/month ($120/year), applied automatically at 5 partners: Grubhub, The Cheesecake Factory, Five Guys, Buffalo Wild Wings, and Wonder, plus a separate $100 Resy credit.

Does NOT qualify: DoorDash ✗ | Uber Eats ✗ | OpenTable ✗ | Generic restaurants ✗ | Caviar ✗
Credits reset monthly; unused amounts are permanently forfeited and do not roll over.

🍽️

$120 Annual Dining Credit

Included with Amex Gold, no enrollment required

$10/month

Automatically applied as a statement credit each calendar month

✅ Qualifying merchants (all 5):

🛵 Grubhub / Seamless 🍰 The Cheesecake Factory 🍔 Five Guys 🍗 Buffalo Wild Wings 🍽️ Wonder

❌ Does NOT qualify for the $10 monthly credit:

DoorDash Uber Eats OpenTable Caviar Instacart Generic restaurants

Note: Uber Eats purchases count toward the separate $120/year Uber Cash benefit, not the dining credit.

💡 Pro tip: The credit resets on the 1st of each month and does not roll over. Set a monthly reminder to order at least $10 from Grubhub before month-end, the easiest way to never lose a dollar.

The American Express Gold Card’s $120 annual dining credit is structured as $10 per calendar month and issued as an automatic statement credit after each qualifying purchase: no enrollment, no coupon, no minimum order size required. As of 2026, qualifying partners are: Grubhub (including Seamless), The Cheesecake Factory, Five Guys, Buffalo Wild Wings, and Wonder. Credits reset on the 1st of each calendar month; any unused portion is permanently forfeited. In addition, Amex Gold cardholders receive a separate $100 annual credit for dining at Resy-partner restaurants. Source: American Express official benefits page.

$100

Resy Dining Credit (Annual)

Get up to $100 back per year when you dine at Resy-listed restaurants and pay with your Amex Gold card. No monthly cap; use the full $100 in one visit if you want. You do not need to book through Resy to qualify; you only need to dine at a restaurant that uses Resy as its platform.

How to use it:
1. Browse Resy-partner restaurants at resy.com
2. Dine and pay with your Amex Gold card
3. Credit posts automatically within 8–10 weeks
4. No booking via Resy required; just dine there
5. Resets January 1 each year

Active Amex Gold Dining Offers — August 2026

Merchant	Offer	Category	Expires	Action
GrubhubFood delivery, qualifies for $10 monthly credit	$10 monthly statement credit Auto	Delivery	Monthly	Activate
The Cheesecake FactoryDine-in & takeout	$10 monthly statement credit Auto	Dining	Monthly	Activate
Five GuysBurgers & fries	$10 monthly statement credit Auto	Dining	Monthly	Activate
Buffalo Wild WingsWings & sports bar	$10 monthly statement credit Auto	Dining	Monthly	Activate
WonderMulti-restaurant delivery & takeout	$10 monthly statement credit Auto	Dining	Monthly	Activate
ResyRestaurant reservations	$100 annual statement credit Auto	Dining	Dec 31, 2026	Activate
Dunkin’Coffee & donuts	Spend $15+, get $5 back	Coffee	Jun 30, 2026	Activate
CookUnityChef-crafted meal delivery	50% off first 4 weeks	Meal Kits	Aug 31, 2026	Activate
Wine InsidersOnline wine store	20% off orders of $75+	Wine	Sep 30, 2026	Activate
Uber EatsFood delivery: counts toward Uber Cash (not dining credit)	Spend $50+, get $10 back	Delivery	Jul 31, 2026	Activate
HelloFreshMeal kit delivery	Spend $60+, get $15 back	Meal Kits	Aug 15, 2026	Activate
Gordon Ramsay RestaurantsFine dining, select locations	Spend $100+, get $20 back	Dining	Jun 15, 2026	Activate

Showing 12 of 12 offers ⚠️ Offers are personalized; log in to americanexpress.com to see your exact offers

Earning Points on Dining with Amex Gold

Restaurants Worldwide

All restaurants, delivery, cafes, no annual cap

US Supermarkets

Up to $25,000/year, then 1x

Flights (Direct)

Booked directly with airlines or amextravel.com

Hotels (Amex Travel)

Booked through amextravel.com only

💡 Points value: Amex points worth ~$0.02 each when transferred to airlines 4x dining = effectively ~8% back on flights

How to Activate Amex Dining Offers

Go to americanexpress.com or open the Amex app. Sign in with your card credentials.

Find Offers & Benefits

Navigate to “Amex Offers & Benefits” from the account menu. Browse all dining offers.

Add to Card

Click “Add to Card” on any dining offer. It’s now linked to your card automatically.

Pay & Save

Use your Amex Gold card at the merchant. Discount posts as a statement credit within 3–5 days.

FAQ

Frequently Asked Questions: Amex Gold Dining

What restaurants qualify for the Amex Gold dining credit in 2026?

In 2026, the Amex Gold $10/month dining credit qualifies at 5 standing partners: Grubhub (including Seamless), The Cheesecake Factory, Five Guys, Buffalo Wild Wings, and Wonder. Resy-partner restaurants qualify for a separate $100/year credit. DoorDash, Uber Eats, OpenTable, and general restaurants do not qualify for the $10 monthly credit. Verify the current list at americanexpress.com/benefits as partners can change.

Does the Amex Gold dining credit roll over if I don’t use it?

No. The $10 Amex Gold dining credit does not roll over. Unused credits are permanently forfeited at the end of each calendar month. Set a monthly reminder to place at least a $10 Grubhub order before the last day of the month. That’s the easiest way to never lose a dollar of this benefit.

Does DoorDash count for the Amex Gold dining credit?

No. DoorDash does not qualify for the Amex Gold $10 monthly dining credit. The only qualifying delivery platform is Grubhub (including Seamless). Uber Eats also does not qualify for the dining credit; however, Uber Eats purchases do count toward the separate $120/year Uber Cash benefit that comes with the Amex Gold card.

How do Amex Gold dining offers differ from the $120 dining credit?

The $120 dining credit ($10/month) is a fixed standing benefit: automatic, no activation required, limited to 5 specific partner merchants. Amex Offers are personalized, time-limited promotions covering hundreds of additional restaurants that you manually add to your card. Both can be stacked: use the $10 monthly credit at Grubhub and separately activate an Amex Offer at another restaurant in the same month.

How many points does Amex Gold earn at restaurants?

The Amex Gold card earns 4 Membership Rewards points per dollar at restaurants worldwide, including delivery, takeout, cafes, bars, and fast food. There is no annual spending cap on this category. At approximately $0.02 per point when transferred to airline partners, the 4x dining rate is effectively an 8% return on every restaurant dollar spent.

What is the Resy credit on Amex Gold?

Amex Gold cardholders receive up to $100 back per year when dining at Resy-partner restaurants and paying with their Amex Gold card. The credit applies automatically, with no enrollment required. You do not need to book through Resy; you only need to dine at a restaurant that uses Resy as its platform and pay with your card. The $100 resets each calendar year on January 1.

Limited Time Offer