Amex Gold $120 Dining Credit: Every Restaurant That Qualifies (2026)
The Amex Gold dining credit is $10/month ($120/year) at 7 specific partners — Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, Shake Shack, and Resy restaurants. Plus a separate $100 Resy credit and 4x points at every restaurant worldwide. Here are all active Amex Gold dining offers for 2026.
$120
Annual Dining Credit
$100
Resy Credit
4x
Points at Restaurants
14+
Active Offers
MC
mycarddeals Editorial Team
Credit Card Offers Specialists
Last Updated: June 2026Verified: americanexpress.comActive Offers: 14+
The Amex Gold dining credit gives you $120/year — automatically applied as $10 monthly statement credits — at 7 specific qualifying merchants including Grubhub, The Cheesecake Factory, and Resy restaurants. No activation required, no minimum spend, and it stacks on top of the 4x Membership Rewards points you earn at every restaurant worldwide. Combined with the separate $100 Resy credit, the Amex Gold card delivers up to $220/year in confirmed dining value before you order a single dish.
Amex Gold Dining Credit 2026: Which Restaurants Qualify?
📋 Quick Answer
The Amex Gold dining credit is $10/month ($120/year) — applied automatically at 7 partners: Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, Shake Shack (select), and Resy restaurants.
Does NOT qualify: DoorDash ✗ | Uber Eats ✗ | OpenTable ✗ | Generic restaurants ✗ | Caviar ✗ Credits reset monthly — unused amounts are permanently forfeited and do not roll over.
🍽️
$120 Annual Dining Credit
Included with Amex Gold — no enrollment required
$10/month
Automatically applied as a statement credit each calendar month
Note: Uber Eats purchases count toward the separate $120/year Uber Cash benefit — not the dining credit.
💡 Pro tip: The credit resets on the 1st of each month and does not roll over. Set a monthly reminder to order at least $10 from Grubhub before month-end — easiest way to never lose a dollar.
The American Express Gold Card’s $120 annual dining credit is structured as $10 per calendar month and issued as an automatic statement credit after each qualifying purchase — no enrollment, no coupon, no minimum order size required. As of 2026, qualifying partners are: Grubhub (including Seamless), The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. Credits reset on the 1st of each calendar month; any unused portion is permanently forfeited. In addition, Amex Gold cardholders receive a separate $100 annual credit for dining at Resy-partner restaurants. Source: American Express official benefits page.
$100
Resy Dining Credit (Annual)
Get up to $100 back per year when you dine at Resy-listed restaurants and pay with your Amex Gold card. No monthly cap — use the full $100 in one visit if you want. You do not need to book through Resy to qualify; you only need to dine at a restaurant that uses Resy as its platform.
How to use it:
1. Browse Resy-partner restaurants at resy.com
2. Dine and pay with your Amex Gold card
3. Credit posts automatically within 8–10 weeks
4. No booking via Resy required — just dine there
5. Resets January 1 each year
Showing 14 of 14 offers⚠️ Offers are personalized — log in to americanexpress.com to see your exact offers
Earning Points on Dining with Amex Gold
4x
Restaurants Worldwide
All restaurants, delivery, cafes — no annual cap
4x
US Supermarkets
Up to $25,000/year, then 1x
3x
Flights (Direct)
Booked directly with airlines or amextravel.com
2x
Hotels (Amex Travel)
Booked through amextravel.com only
💡 Points value:Amex points worth ~$0.02 each when transferred to airlines4x dining = effectively ~8% back on flights
How to Activate Amex Dining Offers
1
Log in to Amex
Go to americanexpress.com or open the Amex app. Sign in with your card credentials.
2
Find Offers & Benefits
Navigate to “Amex Offers & Benefits” from the account menu. Browse all dining offers.
3
Add to Card
Click “Add to Card” on any dining offer. It’s now linked to your card automatically.
4
Pay & Save
Use your Amex Gold card at the merchant. Discount posts as a statement credit within 3–5 days.
FAQ
Frequently Asked Questions — Amex Gold Dining
In 2026, the qualifying merchants are: Grubhub (including Seamless), The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. Resy-partner restaurants qualify for a separate $100/year credit. DoorDash, Uber Eats, OpenTable, and general restaurants do not qualify for the $10 monthly credit. Always verify the current list at americanexpress.com/benefits as it can change.
No. The $10 Amex Gold dining credit does not roll over. Any unused amount is permanently forfeited at the end of each calendar month. Set a monthly Grubhub order — even something small — to guarantee you never lose a dollar. The credit covers the first $10 of each qualifying purchase.
No. DoorDash does not qualify for the Amex Gold $10 monthly dining credit. The only qualifying delivery platform is Grubhub (including Seamless). Uber Eats also does not qualify for the dining credit — however, Uber Eats purchases count toward the Amex Gold’s separate $120/year Uber Cash benefit ($10/month).
The $120 credit is a fixed benefit — automatic, no opt-in needed, limited to 7 specific merchants. Amex Offers are personalized promotions you manually add to your card covering a wider range of restaurants. Both can be stacked: use the $10 monthly credit at Grubhub and separately activate an Amex Offer at a different restaurant in the same month.
The Amex Gold card earns 4 Membership Rewards points per dollar at restaurants worldwide — delivery, takeout, cafes, and bars included. No annual spending cap. Points are worth ~$0.02 each when transferred to airline partners, making 4x dining effectively ~8% back on flights.
The Resy credit gives Amex Gold cardholders up to $100 back per year at Resy-partner restaurants. You do not need to book through Resy — just dine at a restaurant that uses Resy as its platform and pay with your Amex Gold card. The credit posts automatically within 8–10 weeks. Renews each calendar year on January 1.
Limited Time Offer
Get up to 100,000 Membership Rewards® Points
New Amex Gold cardholders can earn a welcome bonus worth up to $2,000 in travel — plus the $120 dining credit and $100 Resy credit from day one.
