American Express Walmart Offer: How to Claim the Platinum $155 Walmart+ Credit

The American Express Walmart offer most Platinum cardholders are searching for is really a standing benefit: a $155-a-year Walmart+ credit that reimburses your monthly membership. There are also short-lived, targeted Amex Offers at Walmart that come and go. This guide covers how to claim the Walmart+ credit, what the membership includes, when the credit is worth using, and how to find the rotating Walmart offers.

It is one of several credits on the card, so if you are weighing the whole package, start with our Amex Platinum worth-it breakdown.

What the Walmart+ credit is

The Platinum Card from American Express includes a Walmart+ statement credit that American Express values at $155 per year. The mechanics: you pay for a monthly Walmart+ membership with your Platinum, and you get up to $12.95 back each month (plus applicable taxes, on one membership fee). Walmart+ is Walmart’s paid membership, and the credit is built to cover the monthly fee. American Express lists it alongside the card’s other credits.

How to claim it, step by step

• Use the Platinum Card. The membership must be paid with your Platinum Card for the credit to apply.
• Start from the Amex and Walmart+ sign-up page. Search for the Walmart+ and Amex Platinum landing page, tap Get Started, and sign in to (or create) your Walmart account.
• Enter your Platinum details as the payment method and join Walmart+.
• Stay on the monthly plan. The credit is described as covering the monthly fee, so do not assume it applies to an annual prepayment.
• Watch your statement. The credit posts after you are billed. If a month is missing, check the Benefits page in your Amex account or contact Amex.

Walmart+ pricing and Amex credit terms can change. Confirm the current monthly price and credit language on the Amex and Walmart pages before you sign up.

What Walmart+ includes

Since the credit pays for the membership, it helps to know what you are getting. Based on Upgraded Points, Walmart+ typically includes:

• Free delivery from Walmart, with grocery delivery subject to an order minimum (reported at $35).
• 10 cents off per gallon on fuel at participating Walmart, Murphy, Exxon, and Mobil stations.
• Scan-and-go checkout in stores and discounts on select prescriptions.
• Early access to some sales events.
• A streaming subscription perk (Paramount+ or Peacock, depending on what Walmart currently offers, so confirm the current option).

Is the Walmart+ credit worth using?

The credit is only worth something if you would use Walmart+ anyway. The math is simple:

So if you already order from Walmart, fill up at eligible stations, or want the streaming perk, the credit turns a paid membership into a free one and hands you the benefits on top. As a rough example, filling a 12-gallon tank four times a month at 10 cents off saves about $4.80 a month, or about $57.60 a year (an illustration, not a promise: your stations and usage will differ).

If you would never shop at Walmart, the credit is worth $0 to you. Do not sign up for a membership just to chase $155. Be honest about your habits, then run the rest of the card through our credit card worth it calculator. Other Platinum credits, like the lululemon credit and the digital entertainment credit, have their own use-it-or-lose-it rules.

Welcome offers vary and you may not be eligible for the highest offer. The $2,494 figure is our sum of the nine statement credits American Express lists on the Platinum page.

Rotating Walmart Amex Offers

Separate from the standing credit, Amex sometimes runs targeted Amex Offers at Walmart. One example reported in 2026 was a spend-$60, get-$20-back offer on Walmart.com, valid for online purchases only and usable twice before it expired. Offers like this are targeted, so you may not see one, and they end quickly.

To find them, open the Offers section of your Amex account, search for Walmart, and add any offer to your card before you buy. Offers usually only count for the terms shown (online versus in store, minimum spend, end date), so read them before checking out.

For the wider set of shopping credits on the card, including the Amazon offers, see our Amex Platinum shopping offers guide.

What about the Amex Gold at Walmart?

The Walmart+ credit is a Platinum benefit, and the Gold Card does not have an equivalent. On top of that, Amex does not treat Walmart as a US supermarket for the Gold’s 4X grocery rate, so Walmart purchases earn the standard rate on the Gold. See our guide to which stores count for the Gold Card 4X supermarket rate for the store-by-store list.

Frequently Asked Questions

Sources

Last updated September 2026. We update this article when Amex Platinum Card benefits or annual fee change. See our affiliate disclosure, terms, and privacy policy.