American Express Green Card Benefits & Offers

The American Express Green Card benefits in 2026 include a $199 annual CLEAR+ credit, 3x Membership Rewards points on all travel, transit, and restaurants worldwide, and personalized Amex Offers at hundreds of merchants. Additional perks include trip delay insurance up to $300 per trip (2 claims per year), baggage insurance up to $1,250 for carry-on bags, car rental loss and damage insurance, and no foreign transaction fees. Membership Rewards points transfer 1:1 to Delta SkyMiles, Air Canada Aeroplan, British Airways Avios, Air France Flying Blue, Marriott Bonvoy, and Hilton Honors. The annual fee is $150.

The American Express Green Card annual fee is $150. With the $199 CLEAR+ credit fully utilized, the card generates a net positive value of $49 before earning a single Membership Rewards point. Cardholders who travel regularly and use CLEAR+ at airports and sports venues will recoup the annual fee in their first CLEAR+ visit of the year.

Amex Offers are personalized, merchant-specific promotions loaded directly to your Green Card account. Log in at americanexpress.com or the Amex app, navigate to Amex Offers, and click Add to Card on any offer you want. Pay with your enrolled Green Card at the qualifying merchant and the statement credit posts automatically within 2 to 3 billing cycles. Offers rotate monthly and cover dining, travel, shopping, and entertainment merchants.

The Amex Green Card reimburses up to $199 per year toward a CLEAR+ membership, which uses biometric screening to move cardholders past the regular ID check line at 50+ US airports and 30+ sports venues. A standard CLEAR+ membership costs $199 per year, so the credit effectively covers the full annual cost. Enrollment is required through your Amex benefits portal; the statement credit appears automatically after your first CLEAR+ charge.

Yes, the Amex Green Card is worth it in 2026 for frequent travelers and diners who can use the $199 CLEAR+ credit. The credit alone offsets the $150 annual fee and generates $49 in net positive value before earning a single point. With 3x Membership Rewards points on all travel, transit, and worldwide restaurants, valued at approximately 2 cents per point via transfer partners like Delta SkyMiles and British Airways Avios, this is an ideal entry-level Amex travel card before upgrading to the Gold or Platinum.

The current Amex Green Card welcome offer is 40,000 Membership Rewards points after spending $3,000 within the first 6 months of account opening. At 2 cents per point via airline transfer partners, that is approximately $800 in travel value. Targeted offers of up to 60,000 points may be available through referral links or the CardMatch tool at americanexpress.com. Points transfer 1:1 to Delta SkyMiles, Air Canada Aeroplan, British Airways Avios, Air France Flying Blue, and 15+ other airline and hotel programs.